» Reducing Your Homeowners Insurance Costs
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Reducing Your Homeowners Insurance Costs.
Insurance companies determine risk for
homeowners insurance by weighing factors
such as the type of ...
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Reducing Your Homeowners Insurance Costs
Source: www.travelers.com
Topic: Home Insurance
Sort Desciption: Reducing Your Homeowners Insurance Costs. Insurance companies determine risk for homeowners insurance by weighing factors such as the type of ...
Content Inside: Reducing Your Homeowners Insurance Costs Insurance companies determine risk for homeowners insurance by weighing factors such as the type of home (some newer homes have safer materials) and the area in which a home is located, to name a few. Read the following information to learn more about factors that affect your homeowners insurance costs. Money saving discounts Insurance companies often offer a number of special credits to help cut the cost of insurance because their customers have done something to reduce their risk. In some cases, these credits are a way to reward valuable customers for their loyalty and continued business. These credits are described in general terms. You might want to check with an independent agent or Travelers representative to find out the specific details of credits that your insurer offers. Your agent or Travelers representative will also be able to tell you which credits are available in your state, too, because these credits arent available everywhere. • Homeowners association credit: Homes located in eligible homeowners associations may qualify for a credit. This is because homeowners in an association are likely to have a stronger sense of community and tend to watch out for one another. That means youve lowered your risk. • Mature insured credit: If you and/or your spouse is retired, you could receive a credit on your policy. Thats because retired people are likely to be home more often and may be able to prevent trouble -- like smelling an unusual odor from the furnace and shutting it off before it backfires soot into the home • Multi-policy credit: You can save money if you have more than one type of policy with the same insurance company (for example, an auto and homeowners policy). The more good business you give the company, the more valuable you are as a customer. • Newer home credit: The age of your home may qualify you for savings because plumbing, heating, and electrical systems of newer homes have ...
Related PDF Files:
» Is Your Insurance Prepared to Protect You?
Host: www.id.state.az.us
that home and business owners do a
periodic review of insurance policies to
... Calculators and a Homeowners’
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» The Guide to Single Family Home Mortgage Insurance
Host: www.pueblo.gsa.gov
Home Mortgage Insurance. www.hud.gov.
espanol.hud.gov. U.S. Department of
Housing and Urban Development. Office of
Housing Office of Single Family Housing
...