Source: www.travelers.com
Topic: Car Insurance
Sort Desciption: Reducing Your Auto Insurance Costs. Driving a car is one of the most potentially perilous things we can do. One wrong turn, one moment of ...
Content Inside: Reducing Your Auto Insurance Costs Driving a car is one of the most potentially perilous things we can do. One wrong turn, one moment of hesitation, one second of taking your eyes off the road, one errant driver and the consequences may be severe and expensive. That potentially high cost is transferred to automobile insurance premiums. There are many factors involved in determining auto rates, many of which are beyond our control. However, there are things you can do to save money on automobile insurance costs. Keep reading to learn more. Safe driving Most insurers offer their lowest rates to drivers with good driving records. Drivers with impeccable records can save as much as 60% over drivers who cause accidents. Money Saving Discounts Insurance companies often offer a number of special credits to customers whove done something to reduce their risk of accidents. In some cases, these credits are a way to reward valuable customers for their loyalty and continued business. These credits are described in general terms so check with an independent agent or Travelers representative to find out the specific details of credits your auto insurer offers. Your agent or Travelers representative will also be able to tell you which credits are available in your state, too, because these credits arent available everywhere. • Anti-lock Brake Credit: Anti-lock brakes are an automatic safety feature that reduces your risk and that means you could qualify for a credit on your policy. • Anti-theft Credit: These security features could qualify you for credit because youve reduced your risk by installing: - alarms and active disabling devices (systems that you need to turn on) - a passive disabling device (automatically kicks in when you remove the key from the ignition) - keyless devices (like a remote door lock on your key chain) - tubular locks (like a bar that locks on your steering wheel) • Car Pool Credit: Do you commute to work and home in a car pool with tw ...
