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L Y S E A W P

Source: www.cfed.org
Topic: Entrepreneurship

Sort Desciption: interests in linking to youth entrepreneurship education. In addition CFED was asked to ... that more closely link youth savings and entrepreneurship. ...

Content Inside: L INKING Y OUTH S AVINGS AND E NTREPRENEURSHIP A W HITE P APER B Y K IM P ATE P AGE 2 L INKING Y OUTH S AVINGS AND E NTREPRENEURSHIP T ABLE OF C ONTENTS 3 ExecutiveSummary 5 Introduction 6YouthSavings 7YouthEntrepreneurship 9 Children’sSavingAccounts:TheSEEDInit iative 10 YouthEntrepreneurship:TheREALEntrepreneurs hipModel 11School‐BasedEnterpriseforYouth 12 WhyLinkYouthSavingsandEntrepreneurship? 12DefiningLinkagesandPotentialBenefits:Res ultsoftheSEEDSurvey 14ExamplesofLinkedYouthSavingsandEntrepren eurshipPrograms 16 PreliminaryRecommendations 22 Conclusion 23 References 24 ContactsforMoreInformation P AGE 3 L INKING Y OUTH S AVINGS AND E NTREPRENEURSHIP E XECUTIVE S UMMARY Twoofthemostimportantstrategiesforyouthass etdevelopmentaresavingsandentrepreneurship . Youthsavingsprogramsencourageandpromotepos itivesavingsbehavior.Youthentrepreneurship programshelplow‐incomeyouthlearntobe comeentrepreneurswhileatthesametimesupport ing themselvesandcontributingfinanciallytothei rfamily.Bothstrategieseducateyouthaboutfin ancial mattersandprovidethemwithaprogressiveserie sofactivitiesandexperiencespurposefully designedtohelpthembecomemoresuccessfuladul ts. CFEDanditspartnersareconductingtheSavingsf orEducationEntrepreneurshipand Downpayment(SEED)Initiativea10‐yearn ationalpolicypracticeandresearchendeavorto developtestandpromotematchedsavingsaccount sandfinancialeducationforchildrenandyouth. Theinitiativeseekstosetthestageforuniversa lprogressiveAmericanpolicyforassetbuilding amongchildrenyouthandfamilies.Twelvecommun itypartners 1 aredevelopingandtesting1380 accountsandengagingdifferentagecohortssavi ngsincentivesfinancialeducationapproachesa nd financialinstitutions. REAL(RuralEntrepreneurshipthroughActionLea rning)EntrepreneurshipisCFED’s entrepreneurshipeducationprogram.Itwasstar tedasanexperimentin1979toseeifhighschools couldbeeconomicdevelopmentenginesinruralco mmunities.ThatwasthebeginningoftheREAL approachtousingschool‐ba ...

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