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Investment Property

Source: www.ugcorp.com
Topic: Property Investment

Sort Desciption: Temporary interest rate buydowns are ineligible on investment property. .... Investment Property. Monthly Premiums. Includes PostPay ...

Content Inside: Shaded rows are for ease of use only and do not indicate investor coverages. *For years 11–term, the Level renewal rate remains the same or reduces to .20%, whichever is less. No AIG United Guaranty rate may be reduced below .15% after any rate adjustments. 25-Year & Under Loans: 0–25 years amortization. 30-Year Loans: 26–40 years amortization. Refunds, if any, are calculated pro rata. PostPay Monthly Premiums allow the lender to postpone the initial MI payment until after the borrower’s first P&I payment is received. Rates are the same as United Guaranty’s regular monthly premiums for all loan types. Indicate PostPay on the MI application. Please note: The timing of your investor’s MI premium remittance may affect the amount of MI premium you are required to collect at loan closing. To avoid escrow balance shortfalls, please check with your investor for details regarding this option. Temporary interest rate buydowns are ineligible on investment property. For all MI options and mortgage products, AIG United Guaranty urges you to check with your investor regarding product availability or special requirements. Negative amortization loans are not permitted in New York. ARMs – Please contact your AIG United Guaranty underwriter or representative to determine the appropriate ARM category. ReadiRates ® and PostPay ® are marks of American International Group, Inc. AIG United Guaranty is a marketing term for United Guaranty Corporation and its subsidiaries. Please visit www.ugcorp.com, or contact your AIG United Guaranty underwriter or representative, for underwriting guidelines. Rate Adjustments Annual.– .04% Extended-Level ReadiRates.– .01% Rate/Term Refinance.– .05% Cash-Out Refinance.+ .10% Super Jumbo .+ .10% Potential Negative Amortization.+ .05% 30-Year 25-Year & Under 30-Year 25-Year & Under 30-Year 25-Year & Under LTV Coverage Exposure 30% 63% .98% .87% 1.11% 1.00% 1.15% 1.04% 25 68 ...

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