» Reducing Your Homeowners Insurance Costs
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Reducing Your Homeowners Insurance Costs.
Insurance companies determine risk for
homeowners insurance by weighing factors
such as the type of ...
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Homeowners Insurance
Source: www.ins.state.pa.us
Topic: Home Insurance
Sort Desciption: To help you understand homeowners insurance, the guide contains ... if you can lower the cost of your homeowners insurance and increase the ...
Content Inside: 1-877-881-6388 Toll-free Automated Consumer Line www.insurance.state.pa.us Pennsylvania Insurance Department Website for Pennsylvania Consumers INSURANCE FACTS Your Guide to Homeowners Insurance The Pennsylvania Insurance Department provides consumers with a variety of publications. “Your Guide to Homeowners Insurance†will help you compare the rates charged by various companies for homeowners insurance in ten geographic areas of the Commonwealth. To help you understand homeowners insurance, the guide contains explanations of terms commonly used by insurance companies in writing homeowners policies. Also included are some money saving tips and answers to frequently asked questions. An informed consumer can obtain more value for his or her insurance dollar. This guide provides some basic information to help you determine if you can lower the cost of your homeowners insurance and increase the value of the insurance you receive. Introduction There are five basic types of homeowners policies offered by most companies. They are generally referred to as Forms 2, 3 and 8 for homeowners; Form 4 for tenants or renters; and Form 6 for condominium owners. However, it is important to note that not all companies offer the types of policies described in this brochure. Therefore, it is important to read your policy carefully. Your Guide to Homeowners Insurance This policy offers a comprehensive package of protection against losses or damage to your house and its contents caused by fire, windstorm, vandalism, theft and personal liability, among others. In addition to cov- erage to the structure, homeowners policies usually contain additional types of coverage: additional living expenses, personal liability and medical payments. This type of policy insures for the contents and property not covered by the condominium association’s policy. In addition to its availability to homeowners, similar protections are avail- able to those who rent homes or apartment ...
Related PDF Files:
» Is Your Insurance Prepared to Protect You?
Host: www.id.state.az.us
that home and business owners do a
periodic review of insurance policies to
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» The Guide to Single Family Home Mortgage Insurance
Host: www.pueblo.gsa.gov
Home Mortgage Insurance. www.hud.gov.
espanol.hud.gov. U.S. Department of
Housing and Urban Development. Office of
Housing Office of Single Family Housing
...
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