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homeowners insurance: replacement cost vs. repair cost policies

Source: www.michigan.gov
Topic: Property Insurance

Sort Desciption: amount of insurance you buy is based on what it. would ... rebuild, or replace the damaged property, the. insurance company is only required to pay you ...

Content Inside: Office of Financial and Insurance Services PO Box 30220 Lansing, MI 48909-7720 (517)373-0220 Toll Free (877)999-6442 FIS-PUB 0208 Rev. 12/03 Insurance Consumer Information Sheet Homeowners Insurance Replacement vs Repair Cost Policies Homeowners insurance is a Apackage@ policy which is made up of two basic parts: 1. Property insurance, which protects your home and personal belongings in case of fire, theft, vandalism, etc. 2. Liability insurance, which protects you in case you are sued because you or someone in your family causes property damage or injury to someone else. The part that differs the most between policies and between companies is property insurance. There are two types of ...

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