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About Classic Car Insurance

Source: www.aaclassiccarinsurance.com
Topic: Car Insurance

Sort Desciption: About Classic Car Insurance Q What is a Classic Car? A Any car manufactured at least 10 years ago as a standard production model. The annual mileage must not exceed 7,500 miles - discounts are ...

Content Inside: About Classic Car Insurance Q What is a Classic Car? A Any car manufactured at least 10 years ago as a standard production model. The annual mileage must not exceed 7,500 miles - discounts are available for lower mileage. Other vehicles including commercial vehicles, military vehicles, tractors and custom made replicas may be acceptable. If you are unable to find your vehicle on our website listing please call us. Q Do AA and Classic Car Club Members get special rates? A Yes, if you have AA Breakdown Cover or are a member of a recognised classic car club, you will qualify for a discount. (A photocopy of your membership card will be required.) Q What is the excess? A This is the amount that you will be required to pay towards the cost of any claim for loss of or damage to your vehicle. Q How is the cars value determined? A Policies are issued on an "agreed value basis". This means we agree with you the value of your car when taking out the policy. (In certain instances agreed value may not be available). Q What is a Thatcham security device? A The Thatcham Motor Insurance Repair Research Centre evaluates the effectiveness of car security products against the British insurance industrys criteria. Most insurers acknowledge the benefits of these devices. Q Can I insure more than one car on a policy? A No, we can only cover one vehicle per policy Q What mileage limits do you offer? A Our policy offers you limits of 1500, 3000, 5000 or 7500 miles per annum depending upon the age of your car. Q What happens if I exceed my mileage limit? A If at the time of a claim it is established that the mileage limit has been exceeded the claim will be denied. It is possible to increase your mileage limit providing it is prior to a claim occurring and that the required additional premium has been paid. Please note the maximum mileage limit allowed is 7500. Q Does my policy earn a no claims discount? A ...

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